Katrina Carter Living
ARM vs. Fixed Rate: Which Makes Sense for a $2M Bay Area Home?
by: Katrina CarterPublished on: 12/07/2026On a $2M Bay Area home, the ARM vs fixed rate decision can mean tens of thousands of dollars. Katrina Carter breaks down how to choose with confidence.
What Is the Real Estate Transfer Tax and How Much Will You Pay Selling a $1.6M Bay Area Home?
by: Katrina CarterPublished on: 11/07/2026Selling a $1.6M Bay Area home comes with a transfer tax most sellers do not expect. Here is how it is calculated and why it varies by city.
What Does Homeowners Insurance Actually Cost in San Leandro in 2026?
by: Katrina CarterPublished on: 11/07/2026Most San Leandro homeowners pay between $1,400 and $2,800 a year for homeowners insurance in 2026. Here is what actually drives your premium and how to lower it.
What Happens During a Home Appraisal and What If It Comes In Low?
by: Katrina CarterPublished on: 10/07/2026An appraisal protects your lender, but a low number can shake your deal. Here is what appraisers look at, why low appraisals happen in the East Bay, and your four options when the value comes in under contract price.
Meet Katrina
Introducing Think Katrina, the go-to real estate brand in the East Bay area! With over 30 years of sales and marketing experience, Katrina Carter is a licensed real estate and mortgage broker who specializes in the East Bay cities of Oakland, San Leandro, Castro Valley, Hayward, and San Ramon.
She's a true Bay Area native, having been born in San Francisco and raised in south San Francisco, giving her vast knowledge of not only the East Bay but also San Francisco and San Mateo counties.
As a self-proclaimed Bay Area enthusiast, Katrina loves to "Play tourist" in the bay, taking full advantage of all the region has to offer, from outdoor activities to great restaurants.
She's also passionate about health and fitness and believes in the power of natural remedies to support the body's own healing processes. These passions all come together in her real estate brand, where she works with clients to find homes that fit their lifestyles, from location and amenities to space and design.
Katrina prides herself on her strong negotiating skills, in-depth knowledge of the changing market, and experience as a real estate investor. She is a master networker with access to many real estate professionals throughout California and nationwide who can assist with in-depth market knowledge.
With the support of her professional team, Katrina provides her clients with the highest level of service and makes each client her number one priority. If you're buying or selling real estate in the East Bay area, you need an agent who knows the area, understands the fast-paced market, and provides the highest level of service to each transaction.
With her sincerity, integrity, services, and professionalism, her client base is primarily composed of repeat business and referrals. Katrina Carter is the agent for you. Contact Think Katrina today to buy or sell your Bay Area home.
